Before starting your credit card application, make sure you meet our eligibility criteria and have your documentation ready.
To improve the likelihood of having your application approved in a timely manner, please read this section carefully before applying. If you have any questions or require further information, please call us on 1300 236 344 or visit your local Bendigo Bank branch.
To compare all our credit card products, download the key facts sheet.
Your card/s will be mailed via Australia Post. Please be aware Australia Post may be experiencing delivery delays that could impact how quickly you receive your card/s. We thank you for your understanding.
Victorian driver's licence holders will now be required to provide their driver's licence card number when applying online.
Your card number can be found on the back of your physical licence, either:
I'm an Australian citizen or permanent resident who is living/working in Australia.
I'm the holder of one of the following acceptable visa subclasses and have applied for permanent Australian residency and have a minimum of 12 months remaining on my visa:
I receive a regular income from one of the following accepted sources:
Your e-banking access ID if you're an existing Bendigo Bank customer. If you're a new customer you can still apply, however you may be required to visit a branch if we're unable to verify your identity online.
Current and previous employment information. Your financial details including, income, expenses, assets and liabilities. Personal information including your driver's licence (if you have one).Your income verification documentation from the last 3 months, such as payslips, bank statements and rental income
Your frequent flyer number (if applying for a Qantas Platinum Credit Card) Your balance transfer credit card details (if applying for a Balance Transfer).To complete your online application, we recommend allowing up to 15 minutes.
Within 60 seconds you’ll receive the provisional outcome. If your application is provisionally approved, it’s then subject to verification by our team.
For our team to verify your application, we may ask you for additional information or documentation, such as bank statements. Having easy access to these documents will be helpful.
Once approved, your physical card will arrive within ten working days. Activate it by using the Bendigo Bank app, e-banking, or calling us on 1800 035 383.
If approved, you can set up your mobile payments on your phone or smartwatch and start spending!
Terms, conditions, fees and charges apply. All information, including interest rates and fees, is correct as at 15/07/2021 and is subject to change. Full details available on application. Credit criteria apply.
Credit provided by Bendigo and Adelaide Bank Limited ABN 11 068 049 178 AFSL/Australian Credit Licence 237879
Bendigo and Adelaide Bank acknowledges Aboriginal and Torres Strait Islander peoples as the First Peoples of this nation and the Traditional Custodians of the land where we live, learn and work. We pay our respects to Elders past and present as it is their knowledge and experience that holds the key to the success of future generations.
Bendigo and Adelaide Bank Limited, ABN 11 068 049 178 AFSL / Australian Credit Licence 237879. Any advice provided on this website is of a general nature only and does not take into account your personal needs, objectives and financial circumstances. You should consider whether it is appropriate for your situation. Please read the applicable Disclosure Documents before acquiring any product described on this website. Please also review our Financial Services Guide (FSG) before accessing information on this website. Information on this page can change without notice to you.
