COMPARE OUR COVERAGES

While every car-buying experience is different, we recognize that the customer’s desire to know their vehicle is protected stays at the same high standard. Designed to meet and surpass those expectations, our array of coverages include options that maintain the “off-the-lot” look and feel that you love all the way to coverages that protect the heart and soul of the car – exclusionary and stated component options available. The coverage that best fits your needs is at the crossroad of expertise and innovation. That’s Smart AutoCare TM .

VSC COVERAGES

Front/Rear Wheel Drive

Additional VSC Coverages

We offer a comprehensive range of F&I products under one cohesive brand. Our exceptional Vehicle Service Contracts and asset protection options are just the beginning. Our contracts span from 12 to 84 months, backed by superior customer service and claim handling. Our goal is to deliver the most inclusive and competitive coverage options to our partners.

Care Free Elite

Smart Autocare TM Care Free Elite is the best coverage on the street featuring total exclusionary coverage, for a vehicle’s basic maintenance items, and key replacement protection. Don’t wait another day to offer drivers our most inclusive coverage to date and a truly care-free ownership experience!

Lifetime Powertrain Limited Warranty

The Smart Autocare TM Lifetime Powertrain Limited Warranty provides confidence that the heart and soul of a vehicle is being protected. By following the vehicle manufacturer’s maintenance requirements drivers can enjoy coverage and peace of mind for as long as they own their vehicle.

Smart Tech Plus

Advanced technology has elevated modern vehicles from a simple means of transportation to an allencompassing experience. Smart Autocare TM Smart Tech Plus offers up to 10 years of protection for the technology and electronics drivers rely on daily.

A smarter vehicle calls for a smarter service contract. SmartCare is a total exclusionary contract providing a higher level of coverage for the vehicle of tomorrow. With coverage designed specifically with electric and autonomous technology in mind, you can be sure that your customer is well protected.

Smart Autocare TM SmartWrap is exclusionary coverage for extended powertrain warranties. SmartWrap goes beyond the usual wrap coverage by providing total exclusionary coverage with unlimited mileage and flexible terms up to the lifetime of your ownership.

*This is just a sample of the coverage offered. See your contract for specific coverages, terms, and exclusions.

Asset Coverage

Gap

GAP coverage that goes above and beyond what you’re used to. With this type of coverage, you won’t have to worry about being left with a financial burden in the event of a total loss. Protection up to $125,000 MSRP.

SmartGap ®

Same great coverage as our GAP product with no LTV limits. SmartGAP ® pays the actual difference between the loan balance and the settlement received from an insurer with no maximum claim amount.

Ancillary Coverage

We understand the importance of having one unified brand for your full suite of F&I products, and with us, you do! In addition to our top-of-the-line Vehicle Service Contracts and asset protection opportunities, Smart AutoCareTM is proud to provide a variety of coverages that keep your vehicle looking and feeling exactly how you like it – fresh off the lot! These contracts offer a range of 12 to 84 month term options, and are supported by our enhanced customer service and claims operations that go beyond the competition. We focus on providing our partners with the most inclusive and competitive coverage in the market.

Lease-End Protection

While your auto insurance pays for certain types of vehicle damage, excess wear and tear isn’t covered. Lease-End Protection offers peace of mind by guarding you against the high cost of excess wear and tear charges by providing up to $5,000 in coverage and several flexible term options.

Typical wear and tear damage includes:

Paint & Interior

Environmental Paint & Interior Protection is a one-time application that provides protection for the interior and exterior of your vehicle. It provides coverage not offered by the vehicle manufacturer and keeps vehicles looking showroom-new for many years. Coverage up to 84 months.

Paintless Dent Repair

Paintless Dent Repair (PDR) is a process that uses specialized tools to gently push/pull dented metal on your vehicle back to its original form. This procedure permanently removes door dings and minor dents without harming the vehicle’s factory finish. Our PDR protection will get your vehicle back to the look that you love.

Key Replacement

Car keys are just as easy to misplace today as they ever were, but more costly to replace than ever before. While advanced key technology has made your vehicle much tougher to steal, it has also increased the cost of key and remote replacement.
Smart AutoCare™ Key Replacement Protection offers several coverage terms to help you keep “pay for expensive key replacement” off your To-Do list.

Anti-Theft Protection

Each year, hundreds of thousands of drivers become victims of vehicle theft. Smart Autocare TM Anti-Theft Protection offers a solution to this problem by providing a unique etched serial number on the vehicle’s window. This permanent etching serves as a deterrent to criminal activity, protecting both the vehicle and the owner’s peace of mind.

Catalytic Converter Limited Warranty

When you look at your vehicle, it’s not just transportation; it’s a reliable companion for you and your family. Yet, for thieves, it may present an opportunity to steal valuable components, like the catalytic converter. Unfortunately, catalytic converter theft has surged in recent years, leading to a notable increase in claims from 2018 to 2020. In response, we’ve introduced the Smart Autocare™ Converter Theft Deterrent Product with a Limited Warranty, providing an additional layer of protection. This warranty not only secures your vehicle but also shields you from the inconvenience and financial strain caused by catalytic converter theft.

Furthermore, we’re pleased to offer a lot protection option that covers every eligible vehicle on the dealership’s lot, ensuring comprehensive security for thier entire inventory.

Battery 4Life

Battery 4Life is a top-of-the-line solution to address the leading cause of automotive breakdowns - dead or malfunctioning batteries. Coverage provides peace of mind by covering the cost of battery replacement, labor, and additional parts for installation.

Road Hazard

With Road Hazard coverage, we will pay to repair or replace your tires and/or wheels if they become damaged due to contact with road debris or potholes. This is a no-hassle, affordable coverage that quickly gets you back on the road and moving in the right direction.

In recent years, American consumers have spent millions of dollars to pay for flat tires and rim/wheel damage repairs caused by hazards that they encounter. Tire and Rim Protection is the most comprehensive repair/replacement coverage of its kind in the industry.

Windshield Appearance Protection

Windshield Appearance Protection Treatment contains a unique bonding agent that chemically bonds to the glass surface. The bonding process utilizes the latest in nanochemistry to strengthen and enhance the qualities of the glass by grabbing and chemically fusing into the glass molecules, creating a strong covalent bond that acts as a protective shield.

Roadside Assistance

Smart Autocare™ Roadside Assistance is a valuable service that helps drivers when their vehicles experience problems while on the road. Whether it’s a flat tire, a dead battery, or simply running out of gas, roadside assistance can provide the necessary assistance to get you back on the road. If you frequently drive long distances or in remote areas,roadside assistance can provide peace of mind and ensure that you have access to help when you need it most.

SmartProtect

Leasing a vehicle can be a great option for those who want the freedom to drive a new car without committing to a long-term purchase. However, at the end of the lease term, drivers may be responsible for any wear and tear on the vehicle. This can include damage to the exterior and interior, as well as excess mileage. These charges can be expensive and unexpected, which is why Smart Autocare™ offers SmartProtect. This coverage helps protect you from the high cost of excess wear and tear charges at the end of your lease. With this protection, you can enjoy the freedom of leasing a vehicle without worrying about unexpected expenses at the end of your term.

Worry Free

Emergencies and unforeseen circumstances can create unexpected financial challenges, such as job loss. Our Worry Free Loan Assistance Program is here to help alleviate some of that stress. If you experience involuntary job loss due to factors like extreme weather, natural disasters, or health epidemics, our program can provide vehicle loan assistance to help keep you financially stable. Don’t let unexpected events derail your progress - let Worry Free be there to support you.

*This is just a sample of the coverage offered. See your contract for specific coverages, terms, and exclusions.